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Funding · 4 min read

Topping up a virtual card with USDT and other crypto

A walkthrough for loading a virtual card with USDT, USDC, BTC, or ETH and turning it into spendable credit.

Loading a ZyloCard means sending crypto to your balance, where it becomes spendable credit the moment you top up. No bank transfer, no sitting around waiting on a wire.

Which coins work

Top up with USDT, USDC, BTC, ETH, and other major coins. Stablecoins like USDT and USDC are crowd favorites because their value shadows the dollar, so the credit you load behaves predictably.

How the top-up runs

Open your account with a single token, pick the coin you want to send, and transfer to the address shown. Once the network confirms, the amount lands on your balance as credit, usually inside a few minutes.

Turning credit into a card

With a funded balance, issue a card and set its ceiling. The card pulls from your balance, so you can spin up several cards off one top-up and cap each one on its own.

Tips for a clean top-up

Send on a network the service supports, double-check the address, and leave a small cushion for any purchase that tacks on tax or a hold at checkout. Credit never expires, so load once and spend over time.

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Start with one token, no email, no password. Top up and your card is ready instantly.

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